If you are the plaintiff in a personal injury lawsuit, you may have heard of settlement loans. What are they, and how do they work? Litigation funding companies offer what is commonly called a “cash advance” rather than a loan, as the money you get if approved is money against your pending settlement. Personal injury lawsuits are notorious for taking months and often years to reach settlement; many litigants find they simply cannot live normally with the added expenses.
Why would someone who has been injured face financial difficulty? Considering the medical expenses and the fact that you may be unable to work, you could find yourself in deep financial trouble. Settlement loans are designed so that the victim can get money quickly in order to pay their bills and live comfortably during the duration of a lawsuit. Depending upon how much you expect to win, litigation funding companies may advance a few hundred dollars or even hundreds of thousands.
Unlike conventional loans, settlement loans require no credit checks, employment history and other such information. The application relates only to your lawsuit. Should you decide that litigation financing is the right route for you to take, your attorney will be required to fill out the paperwork and submit to the funding company. Generally speaking, it takes only 24 hours or less to learn if you qualify.
Will you have to make monthly payments to the litigation funding company once you get an advance? No. This is the beauty of settlement loans; you only repay the advance once you win your lawsuit and have your money. These “cash advance” systems are non-recourse, which means should you lose your case you are not responsible for repaying the money.
Settlement loans are advantageous to you because you can pay your household bills, medical expenses, attorney fees and other costs without facing bankruptcy or other financial problems. This allows you to place your focus on winning your lawsuit instead of worrying about whether you are going to face bankruptcy or be forced to settle with the insurance company. We all know that insurance companies will compensate you far less than you deserve, so you want to avoid settling when at all possible.
You are the one who is injured and suffering, yet you are also the one who is having trouble paying the bills thanks to your injuries and the fact that you cannot work. Level the playing field through settlement loans. You can fill out a short questionnaire and learn more online, or talk to your lawyer about litigation funding. It is one viable solution you should consider if you want to hold out to the end in order to get a full settlement from those who have wronged you.
A holiday is for relaxation. The day-to-day oppression from professional life and commuting might leave you drained. A tour to your dreamland can refresh your body and soul.
To travel, the initial requirement is planning. You need to plan according to your itinerary and destination. To start with, you need the packing to be perfect. Most people make a mistake in this step, and face problems later on.
Wear bulkier items.
Save some weight, throw on that 10 pound coat! It works.
Packing tubes don’t always save space, but they don’t add space and make your life easy!
Pack Like a Whiz
- Start with a packing list & shrink it
- Use personal item wisely
- Roll, don’t fold
- Pick what you need
- Wash clothes on trip
- Neutral clothing allows more options
- Travel size everything
Take a trash bag for laundry.
Important, throw a large trash bag in your luggage! Not always do hotels provide!
Buy a luggage scale already!
There are great handheld luggage scales you use to dangle and weigh! This allows you to know your not getting hit with a $75 or more fee!
Start at the bottom.
Pack all of your heavier items (shoes, cosmetic bags, etc.) at the bottom of your suitcase to make weaving through the airport crowds a breeze.
Stow away chargers and other small items
This is a great place to put chargers, or even in shoes works too!
I have a travel bag full of my essentials I picked up at the dollar store. Toothbrush, paste, shampoo, deodorant, razor, charges, totes, garbage bags (dirty clothes) and a few other items so I can hit the road in emergencies and save time on packing and unpacking!
Use colorful items on luggage
When traveling with numerous people, it’s easy to narrow and find luggage with something that stands out!
To roll or to fold?
Typical cotton shirts, denim pants, etc – they fit much easier and are much easier to sort thru if rolled! It saves me space, I have went from flat to folded and seen vast improvements!
Consolidate as much as possible.
Use items like your shoes or hats to store extra items within and consolidate space!
Dry clean bags – keep the wrinkles away!
Dry cleaning bags can help with certain clothes to avoid wrinkles! Also, rolling your clothes does wonders here too!
Safeguard spills with plastic wrap.
Ladies! You may have experienced this… Save your nightmare scenario by keeping liquids in the TSA baggy and place your makeup bag in plastic wrap.
Plastic Bags or Shower Caps
Use bags or shower caps to keep your shoes from ruining your clean clothes! You can also use old large mens socks if you have any lying around that are large.
Dollar store plastic travel bottles
Most dollar stores have great deals on plastic travel bottle sets! Stock up so you can bring what you need in a reduced size!
Keep your jewelry safe.
Using seal-able bags can prevent losing that awesome expensive ring or earrings… Be careful and creative!
Keep things smelling nice
Place dryer sheets in your suitcase, I always pack a garbage bag for dirty clothes!
Remember the hotel offers great freebies
Maybe you don’t need to pack shampoo, conditioner, soap or likely even toothpaste. If you aren’t picky – check what your hotel offers!
Reusable water bottle.
It’s great to have a reusable water bottle you can carry with. Saves on packing extra items and spending money at expensive stores!
Backup light totes are great!
Bring a tiny tote bag that’s light! Helps make your sifting and sorting when you arrive much easier!
Bring a clutch that works as a wallet. Bring a pair of shoes that works for casual and dress (if possible). Bring Bring Neutral Solids
Neutral colors enables you to use an array of mixed outfits, saving on extra clothing!!
You don’t need running shoes, heals, boots, sandals and aqua socks 🙂
With adequate planning, you can avoid these worst packing mistakes and enjoy your holiday. Check them out
Now, let’s get down to the top mistakes!
#1: Forgetting to Check the Weather
Even if you are traveling to a destination where the weather remains the same all-round the year, you should check the weather before your visit. If you miss, you can ruin your tour. Perhaps the weather might be cloudy, or it might be raining, but you did not pack the rain gear.
At the same time, make sure that you book a cab or a chauffeur service. For example, if you are traveling to or from Philadelphia Airport, you can always choose Smart Park. That way, you will be able to travel at odd hours without any extra worries.
#2: Packing Multiples of the Same Item
Packing smartly for your travel is essential. Laying out your opinion and editing from it is best to do. You should ensure not to pack too many items of the same type. For instance, you probably may not require two pairs of jeans. You can team up the same pair of jeans with different t-shirts or jackets. One pair of pants for multiple outfits is a game-changer to save the space in your packing.
#3: Not Packing Extra Underwear or Socks
This is personal but highly subjective. You might have your own thumb rule to decide the magic number of sets of socks and underwear that is appropriate for you. It is better to carry at least a couple of extra sets in case you do not have access to the laundry service at your travel destination.
#4: Not Putting Your Liquids in Leak proof Package
You will require certain liquids on your tour. Be it the shampoo, oil, or lotions, place them in leak proof bottles or packages. If you are going through a security check, you might have to place them in plastic bags, but never miss this tip. The last thing that you want is to unzip your luggage to find all the belongings ruined.
#5: Failing To Maximize Space
The best way to maximize space n your suitcase is to roll the clothes instead of folding them. The rolling of clothes let you put things where they suit perfectly and enable complete utilization of the space. The little nooks and crannies can be filled with your jewelry, toiletries socks, or inner wears.
#6: Failing To Leave Little Extra Space
Stuffing your suitcase up to its brim is a cardinal sin. You would plan to shop or collect souvenirs at the travel destination and then find it difficult to fit in the items in your luggage. Then you might need to add up another baggage in your return trio that might be expensive and troublesome.
#7: Packing Articles of Clothing Instead Of Full Outfits
It is easy to grab your favorite shirts while packing. Unless you plan and pack individual bottom wear that you can team up with those shirts, you are not doing yourself any favor. It is better to pack the entire outfits rather than selecting singular items.
Packing can be that simple if they can plan effectively. A clear thought of the destination and itinerary will help you to pack correctly. With correct packing, you can enjoy your travel and feel rejuvenated. So, now that you know about these packing mistakes, it is time to avoid and start traveling. Have fun!
This is probably one of the things you’re never prepared to have happen to you. You’re driving along, fully aware that you are sober and completely capable of driving – when you get pulled over. Now that you are suspected of drunk driving or driving under the influence (DUI), what do you do? You contact a Kansas City DUI attorney as soon as you have the opportunity to do so.
Drunk driving laws are tougher, and that means you can be targeted, too
Even good responsible drivers can be pulled over for suspicion of drunk driving. Groups like Mothers Against Drunk Driving, or MADD, has seen to that – and that’s actually a very good thing. Our roads are definitely safer because drunk driving laws are tighter. Unfortunately, that also means that on occasion, truly innocently drivers can be pulled over for suspicion of drunk driving. You may find yourself in that situation by surprise, and of course, you’re not prepared for it.
Fortunately, contacting a Kansas City DUI lawyer as soon as you can will greatly increase your chances of having your case dismissed, or at least charges greatly reduced.
Fully cooperate with police – but invoke your right to remain silent as soon as you can
When you are pulled over for suspicion of drunk driving, you must cooperate with police when they ask you to do things during the incident itself. Obey orders to get out of the car, perform field sobriety tests, take a breathalyzer test, and let yourself be handcuffed and placed into custody if that’s what ends up happening. You don’t want legitimate charges for related offenses like resisting arrest to be tendered against you along with your bogus DUI charge. That just makes your case that much more complicated, and you probably won’t get off completely free and clear.
So do cooperate when you’re asked to do so during your time prior to arrest; as soon as you’re read your Miranda rights, though, stay silent and contact a Kansas City DUI lawyer to take over your case. He or she can then review your case, chart the best course of action, and provide a buffer between you and law enforcement in the event you do have to be involved with them so that you don’t erroneously harm yourself further by saying things you shouldn’t. This also gives you the opportunity to rest easy at night, knowing that you have the best possible helping your side so that you walk away free and clear, innocent and able to get on with your life.
Those charged with embezzling, official misconduct, bank fraud, identity theft and other federal offenses face serious consequences if convicted in a federal court of law. It is imperative that as soon as you are arrested, you consult with a skilled Missouri federal crimes attorney. The federal justice system is complex; penalties handed out are much more harsh than for crimes committed on the state level. To protect your rights, freedom and reputation, it is critical that you hire a capable lawyer.
Many federal crimes are those considered white collar crimes, or those in which typically there is no violence involved. Even then, the penalties you face can include huge fines, restitution, prison time, a permanent criminal record and more. If you are a licensed professional, chances are you will lose your license if convicted. You can see that the cost for what you have been accused of is substantial. You may be innocent of the charges against you, or guilty; either way, it is important that you discuss your situation with a qualified federal crimes lawyer Kansas City.
Regardless of your guilt or innocence, you are innocent until proven guilty beyond a reasonable doubt. This is the number one priority of a seasoned Missouri criminal defense attorney – to protect your innocence and future. Imagine the impact to your life and future if you were to be imprisoned, lose your professional license, and face ruin of your reputation. Is it worth it to put your entire future at risk by not hiring an aggressive lawyer to fight for your rights?
Unfortunately, the federal criminal justice system doesn’t work in the manner that it should. Instead of the accused being presumed innocent, jurors may automatically presume you are guilty. Instead of being a fair system, it often seems a sentencing system. Your federal crimes attorney in Missouri will provide you with a vigorous, effective defense, challenging the evidence against you with everything he/she has. It is critical that you choose strong legal representation, a lawyer who is not intimidated by or afraid to stand up to federal prosecutors.
Even if you only suspect you are under investigation or have not yet been arrested, it is important that you talk to a capable Missouri federal crimes defense lawyer immediately. The sooner your attorney can begin work on your case, the better the odds that he/she will be able to reach a positive outcome on your behalf.
Unfortunately, many people who are arrested for driving under the influence don’t see any need to hire a Kansas City DUI lawyer; after all, if you’re guilty, you must face the consequences, right? Not necessarily. Whether you are guilty or innocent of the charges, a skilled DUI attorney in Kansas City can frequently have the charges reduced or even completely dismissed, depending upon the circumstances.
Without the expertise of an experienced lawyer, you will almost certainly face the consequences, which are not pleasant. Jail time, steep monetary fines, drunk driving school, increased auto insurance premiums, a criminal record – these are just a few of the penalties you may face. While driving under the influence may seem like a minor offense in comparison to others, it is a criminal offense that is taken very seriously today, more so than ever before in history. A criminal record could mean ruin of your career, or the inability to secure a job. With every subsequent offense, the punishment becomes more harsh. It is critical to your reputation, future and career that you consult with a capable Kansas City DUI attorney.
Particularly when it is a first offense, you may have lots of questions. You’re frightened, perhaps worried about losing a professional license or your driver’s license, what this will do to your family, how it will affect your job or your future, and more. A compassionate DUI lawyer in Kansas City will answer all of your questions, provide legal guidance and leave no stone unturned in providing you with the best possible legal defense should it become necessary to go to court.
The funny thing, and what most people do not realize, is that an experienced Kansas City DUI attorney has far more knowledge and training in the area of DUI than the police officer who arrests the defendant. What does this mean to you? Experienced, competent lawyers who provide those accused with a strong legal defense know that missteps are often taken during an arrest, which could mean that crucial evidence against you may be thrown out. Breath/blood tests are not always properly handled, or administered correctly. A police officer may not have had reasonable suspicion to pull you over. You must be proven guilty beyond a reasonable doubt, which is a verdict not always easily reached by prosecutors.
If you or a loved one have been charged with driving under the influence, never assume that you must “pay the piper,” so to speak. Regardless of your guilt or innocence, it is crucial that you obtain the services of an aggressive Kansas City DUI lawyer who will work diligently to secure a positive outcome on your behalf.
Kansas City DUI attorneys know that all too often, those arrested for driving under the influence feel they have no choice but to face the consequences. This is absolutely not true – you do have rights, even if you are guilty. Regardless of your guilt or innocence, it is urgent that you consult with a competent and aggressive DUI lawyer in Kansas City if you have been charged with DUI. Why?
There are many steps taken in the process of an arrest, some of them which could be to your advantage. Police officers make mistakes; you may have been pulled over without just cause. Blood and breath tests are not always accurate, and the results can be skewed due to outside factors. These tests may not have been administered properly, or handled appropriately. An illegal search may have been conducted. A skilled Kansas City DUI attorney knows that there are many defense strategies that may be used to secure a positive outcome for those accused of this serious criminal offense.
If you simply plead guilty, the consequences you face may be severe. A first offense is bad enough, but if you are a repeat offender, the penalties become more harsh with each offense. Jail time, steep fines, loss of your driver’s license, and drunk driving school are just a few of the things you may face. If convicted, you will have a criminal record which can affect many aspects of your life, including your career. A Kansas City DUI lawyer will work diligently on your behalf, putting his experience, knowledge and skill to work in order to have the charges against you reduced or dismissed.
Many people take their right to drive for granted; once your license is suspended or revoked, you realize just how much of an impact being able to drive has on your life. If you hold a CDL license and driver for a living, your career may be ruined. Whether you are innocent of the charges against you, or had a couple of drinks at a friend’s house and now find yourself in legal trouble, it is imperative that you discuss your options with a compassionate DUI attorney in Kansas City right away.
Other circumstances may make the penalties you face even more serious. For instance, if you are arrested for driving under the influence and were involved in an accident, were charged with reckless driving or were found to be in possession of a gun or firearm illegally, the penalties will likely increase substantially.
No matter what the circumstances in your case are, never face DUI charges without capable, effective legal representation. It could mean the ruin of your reputation and career, and the loss of your freedom and driving privileges. Consult with a capable Kansas City DUI lawyer and invoke your Miranda Rights; never answer questions or offer information to police without the guidance of an experienced attorney.
Traffic accidents happen. This is well known by anyone who watches the evening news at least once a week. What might not be so well known is that these accidents are a major cause of deaths each year. Also, this is why the insurance rates for drivers is climbing every year. The more drivers on the road, the more potential there is for accidents to happen. Should you be in an accident, you will want the help of a Kansas City traffic violations attorney at your side immediately, because you will need to know many things for your day in court. Your traffic violations attorney can be incredibly helpful to you for this and for the preparation of your case. The insurance company of the opposing driver will definitely be present, wanting to pin the fault of the accident on you. It makes sense that someone knowledgeable should be there looking out for your interests as well.
Also, if you have received a speeding ticket, it is very important for you to know that:
- Your license will be noted and points will be posted and will remain with you for the next three years
- Each speeding ticket you receive will continue accumulating points
- If the points on your license reaches a certain amount, you will have your license revoked (taken from you)
- Your insurance rates will go up
- You will have to show up in court on a certain day
- A fine will be charged to you
A speeding ticket for a regular licensed driver is bad, but can be catastrophic for a driver who holds a CDL (commercial driver’s license), whether or not the driver is doing so commercially at that moment
Now that you understand a simple speeding ticket is not so simple, you may wish to consider seeking help from a Kansas City attorney. There are many nuances in traffic court and your traffic attorney can help you. If you stand alone, you stand the chance of serious repercussions.
The opposing counsel will do all he can to make you guilty for the violation and receive as much of a fine from you as he possibly can. Not only to make himself look good in front of the judge, but also for his paperwork to show on a monthly basis. Remember, that’s his job! Do you know all there is to hold a reasonable argument against a trained Kansas City traffic violations attorney on the other side? It would be advantageous to have one right next to you on your side!
Most of us have slipped and fallen at one time or another, with no dire consequences. However, some are not so fortunate. Sometimes, a simple “slip and fall” becomes a very serious injury, such that you need immediate medical attention; in some cases, you may be facing months of recovery or even permanent disability. If the latter is the case with you, you need the services of an Kansas City slip and fall accidents lawyer.
Not just about “the money”
A lot of people are rather derisive about personal injury lawsuits, because they think they are a means to obtain a lot of money with little to no effort. Slip and fall accidents are among the occurrences that get made fun of. It’s certainly true that people have “cheated the system” in this way, feigning injury when nothing was actually wrong. It should be noted, however, that no truly reputable personal injury lawyer would ever represent such a farce. The vast majority of Arizona slip and fall attorneys are consummate professionals who will only take serious cases.
Why? Because slip and fall accidents are often very serious accidents, and not joking matters. If you have been injured in a serious accident of this nature, you need an Arizona slip and fall accidents lawyer who has experience to represent you. He or she will know how to represent you professionally and fairly, so that you don’t become an object of derision and instead are given proper respect as a victim. You’ll be compensated for your pain and suffering, so that you can take care of your injuries and recover if at all possible.
What happens when you retain an Arizona slip and fall lawyer?
Before your lawyer agrees to take on your case, he or she will review it very carefully to make sure that it is legitimate. Don’t take offense at this. It is unfortunately true that there have been people in the past who have taken advantage of the system and have faked injury when it didn’t actually occur. Your lawyer has to make sure that your case is legitimate, so that his or her talents are not wasted unnecessarily. If your case is legitimate, though, you have nothing to worry about. Your Arizona slip and fall accidents lawyer will do everything in his or her power to make sure that your case is completed fairly, either through settlement or jury award, as applicable. You won’t have to hire your attorney with any kind of payment up front, and can instead hire on contingency. Your attorney will fight diligently for the money you deserve, so that you can recover and get back to your everyday life.
When you are pulled over for driving under the influence, it is important that you contact a skilled Kansas City DUI lawyer right away. The sooner a defense can be prepared, the better your chances of having charges dropped or reduced. Never attempt to defend yourself against these types of charges; in doing so, you are asking for disaster. By having an experienced Kansas City DUI attorney on your side from the moment you are arrested, you will have a professional who can handle everything for you and deal with the consequences, preparing a strong defense for you.
It is essential that you choose a Kansas City DUI lawyer who is experienced and who keeps up on the latest defense strategies. These cases are often complex, so it is in your best interest to hire an attorney who understands the intricacies of DUI laws and who will prepare a defense that is individualized to your circumstances. The penalties for driving under the influence are substantial; you may be facing time behind bars, steep fines and a criminal record, just to name a few.
How can you choose a capable Kansas City DUI attorney who will be able to secure the best possible outcome for you? There are a few things you should consider before you just hire a lawyer you found in the telephone directory. How many years have they represented clients who were arrested for driving under the influence? If it is not your first citation or you were involved in an accident, can he/she handle the situation? You never want to hire a Kansas City DUI lawyer who simply walks most of his clients through a plea agreement. Unfortunately, some attorneys are more interested in building their client base and zipping them through the process rather than providing sound legal representation.
Being convicted on charges of driving under the influence of alcohol or illegal substances will leave you with a criminal record and auto insurance rates that may double or even triple the normal rate. Your license may be revoked; your employer may decide that your arrest will affect the image of the company. Being arrested for driving under the influence may seem like no big deal, but it IS a very big deal when you consider the consequences.
When you are charged with DUI, contact a trusted Kansas City DUI lawyer who will work vigorously on your behalf in an effort to protect your rights and freedom. Never assume that all attorneys have the skill and experience to offer you strong and effective legal counsel, because it simply isn’t the case.