Lawsuit Loans Provide a Financial Cushion When Fighting for the Full Damages You Deserve

If you are a plaintiff fighting for the compensation you deserve in a personal injury lawsuit, it may be becoming difficult to pay your bills.  Considering medical expenses, time off work spent in court, or even an inability to work because of your injuries, you may be facing a financial struggle.  Lawsuit loans are one solution you may want to consider, rather than settling for less than you deserve from those who were negligent out of financial necessity.

Other terms for lawsuit loans include settlement funding, litigation financing, and litigation funding among others.  Here is a brief explanation of how it works:

Learn if you qualify.  Most plaintiffs who have a strong case do qualify for lawsuit loans.  Applying is easy; your lawyer will provide the litigation funding company with documentation regarding the accident or circumstances which led to your injuries, and information regarding the nature and seriousness of the injuries themselves.  The funding company will then review this data to determine if you are eligible for an advance on your pending settlement.

Get your money now, when you need it.  If you are eligible for an advance, you can expect to get your money within 24 hours of applying.

No credit check or employment verification.  Unlike with conventional and other types of loans, lawsuit loans do not require that you provide personal information such as your credit rating or employment status.  The funding company simply wants to ensure that you have a strong, viable lawsuit which is likely to be won.  This helps ensure the company will be repaid for the loan.

Lawsuit loans are non-recourse.  What does this mean?  It’s simple. If you are approved for an advance and get it, you only repay the litigation funding company if you do in fact win your lawsuit.  If you do not win, you owe nothing.  There are no out-of-pocket expenses to worry about, and you will only repay the advance and any fees or interest which may apply when you have your  money.  You avoid financial risk, because you will not be responsible for repayment of the advance if you do not recover damages in court.

How much your advance will be depends on the value of your claim.  With lawsuit loans from Mayfield Settlement Funding, the amount of advance you are given is determined by how much your attorney files suit for.  In most cases you will be given an advance of about 10% of the value of your lawsuit.  This money can be used to pay household bills, medical and doctor bills, attorney fees, and more.  Essentially, you can continue forward with your lawsuit in pursuit of the full compensation you deserve, without suffering financially.

Lawsuit loans are not the ideal solution for everyone, but it may be for you.  Your attorney can provide you with more information, and help determine whether litigation funding is right for you.

Why Pedestrians Need Good Truck Accident Attorney Services

A 90 year old woman in New York is currently in critical condition in a hospital after she was run down by a hit and run driver in Brooklyn recently. Fortunately, good Samaritans came to her aid, but she may be facing months of recovery or worse. The driver, 47-year-old Hernan Diaz faces charges of leaving the scene of an accident and vehicular assault with his truck. He was pursued by a witness in his own vehicle; the witness also called 911, and police were able to capture the culprit.

Have you been the victim of a hit and run driver or worse, like the 90 year old woman above? If so, consider hiring a New York truck accident attorney to represent you. By hiring an attorney represent you, you will be able to turn the bulk of duties involve the case over to your attorney, so that you can focus on recuperating.

You don’t have to go this alone; a good New York truck accident attorney will come to your aid at no cost up front, to get you the compensation for pain and suffering and damages you deserve. Your lawyer will opt to help you pursue either settlement or jury award, depending on the severity of the situation on the circumstances of the case.

If a settlement is an option, your lawyer will work for the highest settlement possible, so that you have the money you need to have in order to take care of yourself and your family while you recover; if you won’t be able to return to work because you’re permanently disabled from the accident, the money you receive can help cover ongoing expenses.

If you opt to take the case to trial, your New York truck accident attorney will focus on representing you to the best of his or her ability; with his or her expertise, you’ll easily navigate through court and its proceedings, so that you have the best chance possible of getting adequate compensation for your injuries to via jury award.

No New York driver has the right to claim to claim pedestrian lives or well-being simply because of careless driving. A truck accident attorney can’t necessarily erase the effects of the truck accident altogether, but can at least help you make sure you can take care of yourself and your loved ones while you recover and get your life back on track.

An Arlington VA Car Accident Attorney Can’t Rewind the Clock, but Can Help You Get the Personal Injury Money You Deserve

Car accidents are an unfortunate fact of life. Even if you’re a good driver, you may not be able to avoid being in one simply because not everyone is a good driver. If the other driver is at fault for a car accident because of negligence, carelessness, or incompetence, you could end up holding the “bag” – that is, you could suffer severe injuries and be off of work for a significant period of time or even permanently.

What can you do if this happens to you? Your life has come screeching to a halt. In addition to your injuries, you may also be facing significant financial hardships as a result of the accident, especially if you can’t work. That’s where hiring a good Arlington VA car accident lawyer can help.

A good Arlington VA car accident attorney can help you get the money you deserve

When you have your accident, the offending party’s insurance company will likely come to you and try to settle with you. You may even think this makes sense. After all, you’re facing a long recovery, you’re injured and tired, and you just don’t want to deal with it. However, the insurance company knows that and they will try to in effect “lowball” your settlement so that they can get off as cheaply as possible.

Fortunately, it doesn’t have to work like that. You may not have the time or energy to fight with the insurance company, true, but you can hire someone who does. An Arlington VA car accident lawyer.

Do I need money to hire a good car accident attorney?

No; that’s the beauty of this. You are offered a free consultation to meet with your lawyer and to discuss your case. He or she will review all documents and determine whether or not your case is valid. If it is, he or she will agree to take on your case with what’s called “contingency,” meaning that he or she will only get paid if you win your lawsuit and receive a jury award, or settle out of court.

And if you lose, your lawyer will get nothing. That’s one of the reasons you can rest assured that your lawyer will work as hard for you as possible to get you the money you deserve. In addition, he or she can handle most of the details of your case, including negotiating with the offending party’s insurance company for a fair settlement if applicable. You can focus on recovering and getting well, while you leave the details to an experienced professional. So don’t settle for what the insurance company wants you to. Contact an experienced Arlington VA attorney today.

Settlement Loans Can Ease Your Mind As You Recover from Injuries

Have you been hurt because of someone else’s negligence? Are you the plaintiff in a lawsuit that seeks to hold that party responsible for their negligence, in that you have filed a personal injury lawsuit against them? If so, you’ve stood up for yourself and your rights, and expect that person to pay for their negligence – and for your injuries as much as is possible – so that you are compensated for your pain and suffering.

The problem is that you don’t get any compensation until your lawsuit settles or result in a jury award. What do you do in the meantime? Fortunately, something can help provide a sort of bridge to your personal injury money, whereby you can claim part of that settlement or jury award before it actually comes to you. This is done through settlement loans.

What these loans are

Settlement loans are loans taken out against your expected jury award or settlement amount. This type of litigation financing can give you great peace of mind; you simply use that money in any way you see fit, and focus on getting better.

What they aren’t

These loans are NOT like traditional loans. You don’t have to agree to provide collateral, or be subject to scrutiny of your credit history. What these litigation financing companies do is to take a close look at your lawsuit, make sure that it’s legitimate and valid AND is likely to result in a jury award or settlement, and then will approve the loan. Once approved, you can expect to receive about 10% of your expected jury award or settlement.

What must you do to apply for these loans?

If you decide this is something you want to do, you must first consult with your lawyer. He or she must also agree that this is a good idea, and must sign off on it. Your lawyer must also have been hired on contingency, as another qualification.

Once these requirements have been met, you fill out an application for a settlement loan and submit it to the company in question for approval. If you meet these approval standards, you receive the loan.

How are the loans paid back?

Settlement loans are only paid back if you win your case. If you do, just as with traditional loans, you’ll pay back the loan plus interest and fees. However, if you lose your case, you don’t owe the company who lent you the money anything. You can simply let go, and get on with life.

How an Arizona Car Accident Attorney Benefits Those Injured Due to The Negligence of Others

Do you really need an Arizona car accident attorney when you’ve been injured in an accident?  Absolutely.  Most individuals naturally believe that the insurance company will take care of them, but this is often not the case.  Claims adjusters are extensively trained in how to value claims and offer settlements; keep in mind that insurance companies are in business to make money, not give you every penny you deserve when you’ve been involved in an accident.

Arizona car accident lawyers possess in-depth understanding of the laws, and how insurance companies work.  A skilled attorney will not only fight aggressively for your rights, he/she can determine how much monetary compensation you are entitled to as well.  With strong legal counsel on your side, you can expect to obtain the full compensation you are entitled to, as a car accident lawyer will use his skill, experience and knowledge to secure the best possible outcome.

Depending on the nature of the crash and the extent of your injuries, you may be entitled to compensation for medical expenses, lost wages or even wrongful death compensation if your loved one lost their life in a tragic car accident.  A trusted Arizona car accident attorney knows that the insurance company really isn’t the caring, thoughtful entity you believe it to be.  In fact, they may try to rush you into a smaller settlement than you deserve, which can be tempting when you’re just ready to put an end to the ordeal.

Unfortunately, when you are injured in a car accident it is your responsibility to prove that the other party is liable.  Whether you were involved in an accident with a drunk driver or tractor-trailer rig, or were hit by a car that failed to stop at a stop light, a skilled Arizona car accident lawyer will work diligently to prove your case, and to present all of the facts in a way that the judge or jury will compensate you fairly so that you can put this behind you and move forward with life.

Reputable Arizona car accident lawyers also know that frequently these accidents lead to severe injuries requiring extensive medical treatment or even disability.  While you want to be compensated for immediate costs, it’s only fair that those who caused the accident are held responsible for related costs in the future as well.  Never rely on the insurance company to “take care of you,” because they will not.  Contact a dedicated Arizona car accident attorney who will fight aggressively to secure the best possible outcome for you.

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Reputable Arizona car accident lawyers also know that frequently these accidents lead to severe injuries requiring extensive medical treatment or even disability.  While you want to be compensated for immediate costs, it’s only fair that those who caused the accident are held responsible for related costs in the future as well.  Never rely on the insurance company to “take care of you,” because they will not.  Contact a dedicated Arizona car accident attorney who will fight aggressively to secure the best possible outcome for you.

How Can a Kansas City Personal Injury Lawyer Help When You’re the Victim of Negligence?

The fact is, most people who are injured because of the negligence of another party/person don’t know what to do or where to turn.  An experienced Kansas City personal injury lawyer knows that the absolute worst thing a victim can do is hand it all over to the insurance company, and trust they will handle it properly – but that’s easy to do when you’re injured, in pain, and in no mood to get involved in a legal mess.

Injury attorneys in Kansas City are dedicated to handling all of the legal issues for you, and skilled in negotiating with the insurance company.  Without effective legal counsel, the odds are you will face a financial crisis at some point in the future.  Medical costs continue to soar higher, and if you’re unable to work because of your injuries it only makes matters worse.  Once the insurance company makes you an offer and you accept it, you can not take legal action.  Will it be enough money to take care of all of the medical expenses you may face, even if you require therapy or rehabilitation in the future?  Unfortunately, many injured victims find months or even years down the road they are facing bankruptcy, simply because they were not sufficiently compensated for costs associated with their injuries.

Of course your Kansas City personal injury attorney will work to build a strong case on your behalf, but he/she does much more than that.  Your attorney will explain the process to you, gather evidence, examine medical and police reports, even determine the value of your claim.  There is much to be said for having a skilled lawyer on your side when you’ve been injured because of someone else’s wrongful act or negligence; your attorney is your biggest ally.  Your lawyer’s primary goal is to hold those who are responsible for causing your injuries accountable, so that you can live normally and get your life back on track, free from financial burdens.

Regardless of whether you have been injured in a car accident, because of food poisoning, premises or product liability, medical malpractice or in a boating or motorcycle accident, it is imperative that you seek legal guidance before you ever speak to the insurance company.  A compassionate personal injury lawyer in Kansas City will work diligently to protect your interests, and secure the full damages you deserve for all that you have been through.

Some Highlights of Personal Injury Loans

Personal injury loans, like the name implies, are loans given to those who are involved in personal injury lawsuits and who qualify.  Actually a cash advance against the money you expect to win in your lawsuit, this funding makes it possible to avoid financial stress and pay creditors, medical costs, and other expenses while you wait for your claim to be settled.  Essentially, you can live comfortably and avoid “going broke” while waiting to get the settlement you deserve for the injuries you sustained because of someone else’s negligence.

Must personal injury loans be paid back on a monthly basis?  No.  Unlike conventional bank loans, you will not repay the money monthly with litigation funding.  In fact, you pay nothing at all until your lawsuit has been won and you have your money in hand.  At that time, you will repay the advance along with any fees and/or interest that apply.  Should your attorney fail to win your lawsuit, you will not repay any of the advance because settlement funding is a no-recourse process.

How can I apply?  The application process is a simple one that your attorney must be involved in.  With personal injury loans, if you have bad credit or no credit it makes no difference.  Nor does it make a difference if you are unemployed.  The litigation funding company only wants you and your lawyer to provide information directly related to the lawsuit, such as details of the accident or circumstances that resulted in your injuries, and the injuries themselves.  Your attorney can give you further details of the application process.

Personal injury loans give those who qualify the opportunity to obtain about 10% of their expected settlement.  This means that if your attorney has filed a lawsuit for $240,000, you will likely be advanced about $24,000.  Use the advance to buy groceries, pay household utility bills, or even have your vehicle repaired if it was damaged in the accident causing your injuries.

The process is quick and simple.  Unlike with most other forms of funding, litigation funding is quick and easy.  If you qualify, you will get the money you need almost immediately – usually within 24 hours.  No red tape or mountains of paperwork, no waiting for days or weeks to get the money you so badly need.

Personal injury loans have helped tens of thousands of injured victims avoid financial disaster, foreclosure, and even bankruptcy while waiting for their lawsuit to settle.  Is litigation funding the right solution for your particular situation?  Your attorney can help answer this question, and give you more insight into the process.  It is definitely worth your time and effort to learn more about this type of funding. Contact Mayfield Settlement Funding to learn more!

Lawsuit Loans – One Way Personal Injury Plaintiffs Can ‘Get Money Now’

Perhaps you’ve heard of lawsuit loans on television and wondered what they are, and how they work.  Litigation financing (another term for lawsuit loans) is simply a process in which you obtain an advance against a pending settlement.  This is an ideal solution for many injured victims who find they need money immediately to pay household bills, buy groceries and meet other financial obligations.

Many people accept the first offer the insurance company throws out simply because they feel they cannot afford to hire a lawyer or pursue justice through a lawsuit.  Lawsuit loans make it possible, as you will have the money you need for attorney fees, and to pay your bills while your lawyer fights your legal battle for you.  In most cases, those who qualify can have the money they need immediately, usually within 24 hours.

What does it take to qualify for lawsuit loans?  You don’t have to have good credit, or even be employed at the time you apply.  Litigation financing companies ask only for the information regarding the accident which caused your injuries, and the injuries themselves.  You will never be required to provide background information or other personal data.

Once your application is completed by your attorney and submitted to the funding company, it will be reviewed at once.  With lawsuit loans, most people who are approved can expect to get their money by the next morning, so there is no waiting for days or even weeks.  Additionally, there are no out-of-pocket expenses or upfront fees to worry about, as you pay all associated costs (fees, interest) at the time you repay the loan, which is when you actually have your money in hand.  If for any reason you fail to win your lawsuit, you owe absolutely nothing.

How can litigation financing companies go to such risk?  Only those who have a strong case will be approved, as most funding companies will not lend against a claim that is weak or frivolous.  If you have a solid case, chances are you will be approved.  Learn more about legal financing here.

In most cases, lawsuit loans allow injured victims to obtain an advance of about 10% of their expected winnings.  For instance, if your attorney has determined the value of your claim is $150,000 and filed suit for that amount, you may expect an advance of about $15,000.  This money will help you live comfortably for the duration of your lawsuit, so that you do not face financial problems.

If you are involved in a personal injury lawsuit and having a tough time meeting your financial obligations, discuss lawsuit loans and their advantages with your lawyer.  Litigation financing is a real solution that while not right for everyone, may be right for your situation.

Personal Injury Loans Allow Injury Victims to Ease Immediate Financial Pressures

In short, personal injury loans are simply an advance against a pending settlement you expect from the insurance company or through a jury award.  Injury victims are often convinced to accept the offer from the insurance company, even though the amount is typically only a fraction of what you deserve.  It’s hard to turn down, particularly when you’re facing a mountain of bills.  Litigation funding helps you get the money you need for bills immediately, so that you can avoid settling for the low-ball figure the insurance company offers.

The responsible party’s insurance company will drag things out for as long as possible, hoping you will “cave in” and accept their offer.  Personal injury loans give you the money you need now, so that your attorney can continue fighting for full compensation and you can pay those medical and doctor bills, household expenses, etc.  In most cases, those who qualify can get an advance within 24 hours, sometimes even the same day.  How much will you be advanced if you do qualify?  In most cases, about 10% of your expected settlement.

Is qualifying for a personal injury loan difficult?  Not at all.  In fact, the process is quick and easy.  As long as you have a viable lawsuit (in other words one that is not frivolous), you will likely qualify.  Your lawyer will provide the litigation financing company with the required information, which pertains strictly to the accident and your resulting injuries.  Unlike with other types of loans, you are never asked to provide your credit rating, employment status or other private data.

With personal injury loans, you are never out any of your own money, because there are no up-front costs.  The minimal fees and interest that you owe the funding company will only be paid at the time you repay the loan, which is when you actually receive your settlement.  If you do not win for any reason, you owe nothing because the process is non-recourse.  Essentially, personal injury loans do not put you at further financial risk.

Without sufficient financial resources, many injury victims find they are facing severe financial issues, even bankruptcy.  Medical costs are higher than ever before; if you cannot work, it becomes difficult if not impossible to pay the bills.  If personal injury loans sound like a good solution for your situation, learn more online and fill out an application, or discuss using Mayfield settlement funding further with your attorney.

Is It Really Necessary to Hire a Kansas City Personal Injury Attorney?

When you are injured due to another party’s negligence, whether it is in a car wreck, because of a dog bite or even a slip and fall accident on a dangerous surface, you have the legal right to recover compensation from the responsible party.  Do you really need to hire a Kansas City personal injury attorney?  You can choose to settle outside of court, or it may be in your best interest to file a lawsuit, in which case a judge or jury decides whether you receive compensation, and how much.  An experienced Kansas City personal injury lawyer can help you determine the best course of action to take to ensure that you are justly compensated for your injuries.

When injuries seem minor, you may believe that it isn’t really worth the time and effort to secure the legal guidance of a lawyer.  For example, if you have suffered a broken ankle in a car accident you may think that it would be silly or frivolous to hire a Kansas City personal injury attorney.  While it is certainly your decision to make, there are reasons that you may want to consult with an attorney.

What if your minor injury turns into something more serious?  For example, what if your ankle doesn’t heal properly, and you find that you need further medical treatment to rectify the situation?  Essential evidence may be overlooked, which could potentially mean that you do not get the full settlement from the insurance company that you deserve.

Not only may you be eligible for compensation of medical expenses related to your injuries, you may also be entitled to compensation of lost wages, pain and suffering and even punitive damages in some instances.  A skilled Kansas City personal injury lawyer will advise you regarding your rights, and even determine how much compensation you may be entitled to.  Unfortunately, many victims assume that the insurance company will take care of them; insurance companies are in business to make money, and will often under compensate you for what you have been through.

When you are left with serious or even life-altering injuries, it is definitely necessary to hire a trusted Kansas City personal injury attorney.  Some injuries leave victims facing lifelong medical expenses or long-term care.  It may be that you are facing months of rehabilitation, or that you will be unable to work for the foreseeable future.

There are many reasons why it is to your advantage to consult with a Kansas City personal injury lawyer; otherwise, you could find that the costs related to your injuries leave you with a heavy financial burden.  Is it always necessary to hire an attorney?  Only you can make that decision, but sound legal counsel is advised regardless of the seriousness of your injuries.

O’Connor Kansas City Injury Lawyers
523 Grand, Suite 1B
Kansas City, MO 64106 Phone: (816) 842-1111