Are Lawsuit Loans “Easy Money”?

Lawsuit loans are most definitely not easy money. You qualify for these loans if you have been a victim and are now a plaintiff in a personal injury lawsuit that’s pending and likely to either settle or result in a jury award.

Easy? Not exactly; injury is never something to laugh at, and it can make life very difficult. You may have had to take off of work and due to a reduction in income, you don’t have money to pay your bills, including the medical expenses you may have incurred because of your injuries. You of course get compensation if you win your lawsuit that can help pay these bills, but what do you do in the meantime? That’s where lawsuit loans can help.

Timely help with settlement funding in the form of lawsuit loans

The court system is a great creation, in that it helps bring justice to those who might otherwise not get it. However, justice itself is necessarily a complicated process, and that can mean results come slower than we might want or need them to. That’s where this type of litigation funding can help.

Lawsuit loans are offered to plaintiffs by companies that specialize in this type of settlement financing. However, these companies don’t want to check your credit, and they don’t want any collateral from you. They do want to check and make sure that your case is legitimate, that you’ve hired your lawyer on contingency, and that your attorney is in agreement that a loan is the right solution for your situation.

How does it work? You simply contact one a litigation funding company, fill out the application to get a loan of this type (again, with your lawyer’s approval and full consent), and submit to the review process. Once your case has been thoroughly reviewed, and has been found to be legitimate and likely to result in settlement or award, the company will give you a portion of your expected settlement or award; it’s usually about one tenth of the expected full amount.

No need to pay the money back unless you win

What makes lawsuit loans so helpful is that you will not have yet another monthly payment or obligation to add to your already mounting financial burden. Unlike most loans, you only have to pay your loan back if you win your case. If you win, the company reclaims the money it lent you, plus fees and interest, but if you lose your case, you owe the company nothing. In that sense, you could say that these loans are “free” money in that they free you of worry or obligation to repay unless you win your case. This is simply not true of other types of loans. Is litigation financing right for you? Discuss the possibility with your attorney; this is one solution that will allow you to live comfortably and with less stress while waiting for your settlement.

Why You Need a Kansas City Personal Injury Lawyer When You Have Been Injured

Why hire a Kansas City personal injury lawyer when you have been injured do to another party’s negligence?  After all, the insurance company will take care of it, right?  Not necessarily.  Insurance companies are in business to make money just like everyone else, so it’s likely you will not get the full compensation you deserve if you go it on your own.  A Kansas City personal injury attorney will work hard to ensure that you get the full justice you deserve.

Whether you have been injured on the job, because of dangerous drugs, in a car accident or even by a vicious dog attack, you need a lawyer with experience.  Unfortunately, those who are injured must prove that the responsible party was careless or negligent in some way.  This is why it is important that you consult with a Kansas City personal injury lawyer who is skilled and aggressive, willing to fight so that you are treated fairly.

The fact is that insurance companies do not want you to obtain the services of a lawyer, and they will try to convince you that they will give you a fair settlement.  The insurance company wants to minimize your claim when possible, but this simply isn’t acceptable when you have been injured because someone was negligent.  Your injuries may not be that severe, or they may be life-threatening or even life-altering; you need a Kansas City personal injury lawyer who is capable of securing the most favorable possible outcome for you.

The costs to accident victims often go much further than monetary costs; emotionally, financially and physically, you and your family may be left with many tough challenges.  Mounting medical bills and your inability to work may leave you facing financial disaster or even bankruptcy.  It is essential that you consult with a Kansas City personal injury attorney with years of experience and a winning track record.  A compassionate lawyer will work hard to win your case and help you put your life back on a positive track.

You may have been involved in a car accident that was the fault of a drunk driver, or you may have become injured in a slip and fall accident on a dangerous surface.  No matter how you were injured, it is simply not acceptable that those who are responsible get away with their negligence.  The responsible party should pay, but never trust the insurance companies to treat you fairly.  Contact a trusted Kansas City personal injury lawyer who will make certain that you are not taken advantage of, and that you get the full compensation you are entitled to.

Advantages of Hiring a Fairfax DUI Defense Attorney – What You May Face if You Don’t

People who have been arrested have all kinds of excuses for not hiring a capable Fairfax DUI defense attorney.  Everything from “I can go to court on my own” to “I will pay the fine and go on with life” are reasons that many individuals have faced severe consequences.  The fact is, driving under the influence is a criminal offense, and one that is not taken lightly today as it may have been a decade or so ago.

Perhaps you think you’re “done for” because the police officer said you were over the legal limit.  Maybe you put a DUI in the same category as a speeding ticket, that you pay the fine and it will just go away.  Neither is true; police do not know everything, and it must be proven beyond a reasonable doubt that you are guilty.  You can pay the fine, but other consequences of a DUI conviction will haunt you for years, such as having a criminal record or increased insurance rates.

Fairfax DUI defense lawyers know that the consequences can be extremely harsh, particularly for those who are repeat offenders.  Even a first offense will leave you facing a $250 fine if convicted, and you will be required to have an ignition interlock device installed on your vehicle.  A second offense that occurs within five years of a first offense means a fine of $500, revocation of your driver’s license for three years, and a mandatory jail sentence of 20 days.  Subsequent offenses carry penalties that become even more severe.

What can a Fairfax DUI defense attorney do to protect your legal rights?  Your lawyer should be skilled and experienced, thoroughly knowledgeable in the laws of DUI.  A seasoned attorney knows that missteps are often taken in the course of an arrest.  Police may not have had reasonable suspicion to stop you; blood and/or breath tests may not have been administered or handled properly.  The prosecutor must prove your guilt beyond a reasonable doubt, which is what your defense lawyer will work to prevent.

You can simply plead guilty and face the consequences, putting your reputation, career and future in jeopardy, or you can fight the charges by hiring an aggressive Fairfax DUI defense lawyer.  There are also other extenuating circumstances that may leave you facing additional punishment, such as whether you were charged with reckless driving, were under 21 years of age, or caused an accident.  Regardless of your situation, it’s to your advantage to consult with an experienced DUI defense attorney right away, before answering any questions posed by law enforcement.

How Settlement Loans Help Injury Victims Financially

Have you been injured because of another party’s negligence?  You may be tempted to settle out of court, but beware – you will NOT be awarded the full compensation you are entitled to from the insurance company.  This is where settlement loans come in.  When you file a lawsuit, you will find that between attending court proceedings and possibly being unable to work due to your injuries, your financial resources disappear quickly.  However, it is to your advantage to file a lawsuit, because a skilled attorney can usually obtain the full compensation you deserve.  Litigation funding is a process that is easy, worthwhile financially, and puts you at no risk whatsoever.

Injured victims often face financial issues that are so severe they could possibly be facing bankruptcy.  Considering the subtantial medical costs, lost wages and legal fees, a settlement loan can be extremely beneficial.  A loan is not really a “loan,” but a cash advance against the settlement you expect to receive.  This advance is typically about 10% of your expected settlement.  If you expect to win $150,000, a litigation financing company would likely advance you around $15,000.  This money can help you pay household bills, buy groceries, meet medical expenses and more while you wait for your lawsuit to settle.

How much does it cost upfront?  Nothing at all.  Litigation financing companies will not approve your advance unless they feel that you have a very strong, solid case.  Your attorney will submit the application, which pertains only to the circumstances surrounding the accident and your injuries.  There are no employment, background or credit checks to worry about.  Once submitted, the settlement funding company usually makes a decision the same day; you can have your money the next morning if you qualify.

Settlement loans are also non-recourse, which means that in the event you are not awarded the settlement  you expect, you do not repay the loan.  Essentially, if this happens you have been given free money!  However, if you do win, you only repay the loan when you actually receive your money.  Should you choose structured settlement payments, you can use those payments to repay the lender.

It can be tempting to just take what the insurance company offers and run with it, but you are cheating yourself.  Insurance companies never pay injury victims the full amount they deserve.  By filing a lawsuit, your lawyer can use his skill and experience to secure the full compensation you deserve for medical costs, pain and suffering, lost wages (and possibly future income) and more.  Settlement loans allow you to live normally without constant money problems while your attorney fights for justice.  Talk to your attorney today about litigation funding, to see if it may be the right solution for you.

Fairfax Criminal Defense Attorneys Work Diligently to Protect the Rights of Those Arrested for Crimes

Have you been arrested for DUI, shoplifting, assault, drug possession, embezzlement or any other criminal offense?  If you have, or even if you are being investigated but have yet to be charged, it’s imperative that you speak with a capable Fairfax criminal defense attorney right away.  Regardless of how minor or serious the crime may seem, you could be facing severe consequences without the assistance of a skilled lawyer.  Jail time, steep fines, a criminal record and loss of your reputation are just a few examples of the punishment you may be facing.

Criminal defense lawyers in Fairfax have the skill and knowledge to fight the charges against you, and reach a favorable outcome.  Without competent legal counsel, the chances that charges will be dismissed or reduced are slim.  Your attorney will investigate the charges, analyze the evidence against you, review police reports and question arresting officers, interview witnesses and use his or her skill and experience to your advantage, building a strong and effective defense strategy.

Depending on the nature of the charges against you, it’s possible that you could lose your driving privileges, gun ownership rights or even a professional license.  Often, an individual may be charged with multiple offenses at the same time; this means harsher punishment, possibly a lengthy stay in prison.  Most individuals who are arrested have no idea what they face, or how the criminal justice system works.  Your Fairfax criminal defense lawyer will guide you through the process, answer your questions, and work with you to determine the best possible course of action.

Community service and probation are other penalties you may face depending on your own unique circumstances.  Other than being sentenced to months or even years in prison, having a criminal record for life is often the most devastating penalty, as it can affect your current career, your ability to secure employment in the future, even whether or not you qualify for housing or a student loan.

Fairfax criminal defense lawyers know that without a talented attorney on your side, prosecutors will stop at nothing to ensure you face the maximum sentence for the offense you have been accused of committing.  Many people make the mistake of not hiring legal counsel because they feel they simply cannot afford it.  The fact is, you cannot afford NOT to hire an aggressive, qualified attorney when you are arrested for a crime.

Innocent or guilty, never take your future into your own hands when it comes to the criminal justice system.  If you or a loved one have been arrested for any type of crime, it is critical that you consult with a compassionate criminal defense attorney in Fairfax immediately, so that your lawyer can begin work on your case right away in order to have the charges against you reduced or even completely dismissed.  Without capable legal counsel, your future literally hangs in the balance.

Hire a Fairfax Traffic Defense Lawyer – a Traffic Offense is Serious Business

Most people do not consider traffic infractions serious – but they are, in fact, very serious.  Speeding, reckless driving, causing an accident, failing to stop at a stop sign or stop light, even failing to signal.  All of these things could lead to serious penalties, which is why you need a skilled Fairfax traffic defense lawyer if you are charged with an offense.

You’ve been issued a speeding ticket; you were speeding, so you decide to just pay the ticket and go on about life.  The fact is, when you pay the ticket you are essentially admitting your guilt.  This means that you could have demerit points assigned to your driving record, and your insurance rates will likely increase.  Serious offenses could even mean the loss of your license.  It is important that you consult with an experienced Fairfax traffic defense attorney right away when you’ve been charged with any offense.

In many cases, an individual who is issued a ticket feels that he/she is innocent of the charges.  Under these circumstances, it is critical that you consult with a qualified attorney who will investigate the details and challenge the charges.  Police officers do make mistakes; do not simply assume that they are right, and you are wrong.

Reckless driving is particularly serious; if you are found to have been drinking or under the influence of illegal drugs in conjunction with reckless driving, the consequences are severe.  Substantial fines, possible jail time and a permanent criminal record are just some of the things you may face.  A capable traffic defense attorney in Fairfax will work diligently to ensure the best possible outcome on your behalf.

While it may seem that there would be no defense when it comes to speeding and other traffic offenses, there are situations in which your attorney can provide a strong defense.  Your speedometer may not have been working properly, or radar detection equipment used by police may not be calibrated correctly.  Perhaps you were only going 5 miles over the speed limit, and don’t feel you deserve a ticket.  There are many situation in which it is to your benefit to consult with a Fairfax traffic defense lawyer.

Whether you have been involved in an accident that you are charged with causing, been ticketed for speeding or reckless driving, or any other violation, it is essential that you protect your legal rights.  If you possess a CDL license and driving is the source of your income, your future is in jeopardy.  Regardless of the situation, consult with a trusted Fairfax traffic defense attorney – and do not wait.

Lawsuit Loans Allow You to Have Access to Your Money Before the Insurance Company Settles

When you’ve been injured in an accident caused by someone else, the insurance company gets in no hurry to settle your claim.  You find yourself facing tough financial issues due to your inability to work, and mounting medical expenses.  Lawsuit loans are designed to help those who need money now, so that they can live normally while waiting on their settlement.  Whether your attorney is in negotiations with the insurance company, attempting to get a fair settlement or you are involved in a jury trial, litigation funding is one option you may want to consider.

What are lawsuit loans?  Although the term implies that you are applying for a loan, it is more of a cash advance against your pending settlement.  You essentially “borrow” against the settlement you expect to receive, then repay the settlement funding company once you receive your money.  Most companies advance approximately 10% of a client’s expected settlement, and you do not repay the “loan” unless you do receive a settlement.  This way, you assume no risk whatsoever.

There are no upfront fees, so you never have to worry about going further in debt in order to obtain an advance.  Lawsuit loans make it possible for you to pay your regular household expenses, medical costs and other obligations so that you can live as you normally would while awaiting your settlement.  Many personal injury cases take months or even longer to settle, putting plaintiffs in a financial bind.  This is when litigation financing is particularly advantageous; you don’t have to settle for whatever the defendant and/or his/her insurance company wants to offer you because of your financial situation.

With lawsuit loans, the process is super-fast so you can have the money you need for bills, groceries, and other expenses usually within 24 hours of being approved.  Your attorney will submit the necessary information, which pertains only to your injury claim and nothing else – no background, credit or employment checks.  Once the litigation funding company determines that you do qualify for an advance, you can get your money almost immediately.

Insurance companies are known for de-valuing victims’ claims, meaning they will work vigorously to pay you less than you deserve.  They certainly get in no hurry to settle your claim, and negotiations between the insurance company and your attorney can be lengthy.  If you find yourself going deeper and deeper into debt while you’re just trying to get what is rightfully yours, consider lawsuit loans.  While litigation funding may not be the right solution in every case, the only way you will know if it would be beneficial for you is to talk to your lawyer and learn more.

Industry, CA Big Rig Accident Leaves Two Women Dead

On March 3rd of this year two women were killed when a big rig crashed through a center divider on an Industry, California freeway and ended up on the wrong side of the freeway according to authorities.

The accident happened at about 1:40 in the morning as the big rig made its way from the transition road on southbound San Gabriel (605) Freeway to the westbound 60 Freeway when the rig crashed through the median.  The truck collided with a silver Nissan Sentra, setting it on fire and trapping the two females inside according to Francisco Villalobos, a California Highway Patrol Officer.

Several motorists left their cars and tried to assist the women who appeared to be in their late 40′s.  The women were reportedly sisters.  Drivers attempted to pull the two women from the car unsuccessfully, and according to Villalobos they were pronounced dead at the scene.  The driver of the big rig was not seriously injured, but was transported to a hospital for treatment of minor injuries suffered in the crash.

It took over 7 hours for the wreckage and other debris to be removed from the road, and investigators examined the scene before lanes were reopened at approximately 8:30 a.m.  At the time of the crash, it was not known what caused the big rig to crash through the median.

While it isn’t known whether the driver was at fault in the crash or exactly what happened to cause the big rig to plow through the center median, it is tragic that two sisters who were still young lost their lives in the wreckage.

Speed could have been a factor, or the driver may have lost control, fallen asleep at the wheel or even been overly tired and not alert until it was too late.  There are many things that can come in to play in an accident involving a big truck, but all too often those in smaller vehicles pay the price, either through serious injuries or even death, just as this tragedy proved.

There are many safe drivers of big rigs on the road, but there are just as many who are careless.  Big trucks are dangerous, and often cause catastrophic accidents.

If you or a loved one have been injured in an Semi or 18 wheeler accident caused by a big rig, contact the O’Connor Law Firm of Kansas City, Missouri

An Arlington Drug Possession Lawyer is Key to a Favorable Outcome For Those Charged With Drug Possession

In Virginia, drug possession is a serious criminal offense which may leave the accused facing severe penalties if convicted.  An Arlington drug possession lawyer will work vigorously to defend your legal rights and obtain the best possible outcome, so that damage to your life is minimized.  Without the benefit of a skilled drug possession attorney in Arlington, you may be facing monetary fines, jail or prison time, a criminal record and more, depending on the circumstances and your criminal history.

It’s likely that you have many questions if you have been arrested for possession of marijuana, cocaine, ecstasy, or even certain prescription drugs such as morphine.  Will you go to jail, or lose your driver’s license?  A compassionate Arlington drug possession attorney will answer all of your questions, and provide effective legal guidance.  Your lawyer will also work to build a strong defense strategy if it becomes necessary to go to court.

In Virginia, the seriousness of the offense you are accused of committing partially determines the consequences you face.  There are five schedules under the Drug Control Act; depending on which schedule the drug you have been arrested for possessing falls into, the offense may be classified as a misdemeanor, or as a felony.  Felony charges typically incur harsher penalties if convicted.  Your Arlington drug possession lawyer can explain these schedules as well as what you may be facing.  He or she will also work with you to develop the best course of legal action.

A conviction for possession of any drug can leave you with a criminal record, which will have a negative impact on employment, possibly even ruining your career.  However, skilled Arlington drug possession attorneys know that you must be proven guilty beyond a reasonable doubt by prosecutors.  While it is easier for a prosecutor to prove guilt if illegal or prescription drugs are found on your person, his job becomes much more difficult if the drugs are found in your home or car, instead of in a pocket or purse.  No matter what the situation, an experienced drug possession lawyer in Arlington will challenge the evidence and analyze the prosecutor’s case for any weaknesses that may be to your advantage.

No matter what drug you have been charged with possession of, it is critical that you consult with a trusted Fairfax drug possession attorney, who will aggressively fight the charges and work to have them either dismissed or reduced.  Protect your career, freedom and future by making the right decision and contacting a reputable lawyer.

Missouri Construction Accident Lawyers Also Help Victims’ Families

It’s no secret that construction can be dangerous work, and construction workers get injured on the job all the time. For most of these cases, workers receive workers’ compensation benefits, and they might also receive third party lawsuit funds if it’s found that faulty equipment caused the malfunction that caused the injury.

What gets lost in the shuffle with this is that not all construction accidents result in mere injury to the victim. Victims can be killed on the job, too, which can leave families in dire straits both emotionally and financially. This is where Missouri construction accident lawyers can help.

No lawyer can completely ease your pain if you are someone who’s been left behind because of a construction accident that took a loved one’s life. However, you can at least get the compensation you deserve as a survivor; not only can you perhaps receive compensation and benefits from the employer as would usually occur with an accident that was survivable, but you may also be able to receive benefits that speak to the loss of comfort and companionship provided by your loved one. Finally, there’s also the practical and real possibility that you may now face very real dire financial circumstances due to the loss of your loved one’s income.

Let your lawyer go to bat for you

You’ve got a lot to handle during this time, and Kansas City construction accident lawyers are experts at the negotiations you may not be fully prepared for even in the best of times. Remember, while employers and insurance companies may sound sympathetic to you, what they really want to do is to protect their own bottom line; whether you get your life back on track really does not concern them.

Kansas City, MO construction accident lawyers are professionals with these types of negotiations; an attorney is not trying to handle a very disastrous situation during a very emotional time as you are, so he/she has the capability to handle these negotiations in an objective, fair, effective and professional manner. They will not be swayed by insurance companies’ or other involved parties’ manipulations, and they will get you the money you deserve so that you can take care of your situation.

Best of all, you do not have to pay construction accident lawyers up front. They will take your case on contingency, meaning that you don’t pay unless you win. Don’t let financial concerns stop you from getting the help you need. If you lose your case, you’ll owe nothing; you only pay if you win. Protect your rights and make sure you hire a skilled construction accident attorney in MO to take care of you and make sure you get the compensation you deserve.